What to Do If You Are the Only Winner of a Major Lottery Prize?
Quick answer: If you are the only winner of a big lottery prize in Spain: 1) check the result through an official source, 2) keep your ticket or receipt somewhere safe and photograph it, 3) tell as few people as possible, 4) claim it at a SELAE partner bank (prizes over €2,000) within 3 months, and 5) get tax and financial advice before making any big decisions.
Updated 25 September 2026 · By the Serviloto team, Lottery Office no. 40 in Málaga (Spain).
Winning a major lottery jackpot is an unforgettable experience, but staying calm is essential.
Verify the result
Always check your ticket using official sources.
Keep your ticket safe
Store the original ticket securely until the prize has been claimed.
Avoid rushed decisions
Take time before making major purchases or investments.
Protect your privacy
Limiting who knows about your win can make the situation easier to manage.
Seek professional advice
Financial and legal guidance can be valuable when managing a large prize.
Think long term
Consider saving and planning for the future instead of making impulsive decisions.
Conclusion
Winning a major lottery prize is exciting, but careful planning and responsible decision-making will help you make the most of this unique opportunity.
Frequently asked questions
Where do you claim a big lottery prize in Spain?
Prizes over €2,000 are claimed at the partner banks of Loterías y Apuestas del Estado. You have 3 months from the day after the draw.
How much tax do you pay on a Spanish lottery prize?
Prizes are tax-free up to €40,000 per ticket or bet. Above that amount a 20% tax applies, which is withheld automatically when you claim.
Is the name of the lottery winner made public?
No. Loterías y Apuestas del Estado does not publish winners’ names. Staying anonymous mostly depends on the winner’s own discretion.
What is the first thing to do if I win the lottery?
Check the prize through an official source, keep the ticket or receipt somewhere safe, take a photo of it and avoid rushed decisions.
Should I get advice after winning a big prize?
Yes. A tax and financial adviser will help you plan the claim, the taxes and how to manage the money in the long term.
